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What We Have To Offer

Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and must involve something in which the insured has an insurable interest established by ownership, possession, or preexisting relationship. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged by the insurer to the insured for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster.  

At covenant risk management group we assume the role of your personal risk management professional for you personally and your business. We are not just an insurance agents. Our licensed professionals will assess all clients tangible and physical asset risk tolerance and eliminate all loss gaps as the insurance industry provides for our clients specific risk. Regardless of a new sale potential or not, we will perform a personal insurance review of our potential client's current risk protection. All of our current clients at anytime may request an in person, Skype, face-time or telephonic insurance review of current risk with us. We will inquire and identify any changes in your risk portfolio and insure that all you hold dear is protected. We have a presence in several major metropolitan cities and conduct business in all 50 united states of america. We offer personal 1 on 1 service, while remaining fully automated and offering our clients the option of hands on policy maintenance through state of the art technology.